Instant Microloans

Quick and easy access to microloans tailored for your financial needs.

A person is holding a smartphone and a credit card, engaged in an online payment transaction. A laptop with a webpage open is positioned on a wooden table.

Loan Terms

Minimum and maximum loan amount
KES 500 – KES 50,000

Repayment period range
Shortest tenor 91 days – Longest tenor 180 days

Minimum APR and Maximum APR
36%-72%

Example:
Borrow KES 2,000 for 180 days at an APR of 72%
KES2,000*72%/2=KES720
KES2,000+KES720= repay KES2,720

You must be at least 18 years old.

Frequently Asked Questions

How to apply for a loan?

You can apply for a loan through our website by filling out a simple online application form.

What are the loan terms?

Loan terms vary based on the amount and repayment period, typically ranging from a few days to several months.

What is the interest rate?

Can I repay early?

Yes, you can repay your loan early without any additional fees.

Our interest rates vary based on the loan amount and repayment terms.

Are there other charges?

A roll-over fee may apply if you extend your loan beyond the due date, along with a standard processing fee and transaction cost to cover administrative and handling expenses.

What if I make an overpayment?

The equivalent amount will be discounted on your next loan.

Instant microloans tailored for your needs.

Email: info@ikreditt.com

Contact +254 738095075